In my own personal life I have had money struggles and made some pretty major money mistakes, until I got educated on Personal Finance and Budgeting principles. At the young age of 22 I was over 10k in debt and filed bankruptcy. I then ignored my credit for years and did nothing to fix it; until I found myself divorced, broke, homeless, with an 8-year-old son and with horrible credit. If there was ever a sink or swim moment, this was it for me. I have always loved numbers so I decided to study accounting but my passion was more about personal finance. I took what I learned and what I taught myself though research and real world practice and it completely change my life. In the 10 years since I was at the lowest low of my life I have been able to:
• Raise my credit score to 800.
• Pay off all my credit card debt.
• Pay off student loans I had been carrying for more than ten years in deferment (collecting interest).
• Buy and pay off my dream car (Mustang baby).
• Buy and pay off more...
As a Personal Finance / Budget Coach, my ultimate goal is to leave my clients understanding how to, no only create and manipulate a workable budget, but to stick to it and keep focused on their goal. To help them understand how to prioritize spending for maximum results. My clients will receive the tools and motivation needed to help them overcome lifes hurdles, and what needs to be done to get back on tack after a slip or an emergancy.
I like to be hands on coach; I make myself available during business hours for my clients to reach out to me with question or concerns. I offer multiple ways to interact so that people from every walk of life and schedule have the opportunity to connect with me when needed.
Please feel free to visit my shop to see the details of my offerings.
My one on one coaching includes talking about your goals as they relates to establishing and maintaining emergency savings, paying off credit card debt, avoiding a paycheck to paycheck life style, and other things. Once goals are established we work together to creating or revamping a budget to help you meet those goals.
My budget coaching includes built in monthly training for a set number of months depending on the type of budget that is needed for your situation and goals. Additional months of training can be added until you feel comfortable with where you are and where you are going in your personal finances.
Fees: from $100 to $1100
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